Reports on Canadians’ Financial Resilience and Financial Well-Being

As a non-profit Institute, we’re working to help improve financial resilience, health and well-being for all. Check out the Institute’s robust reports on the financial well-being of Canadians based on three instruments:

  • The Financial Well-Being Studies (2017 to 2025)
  • The Financial Resilience Index Model (February 2020 to 2025); and
  • The Financial Well-Being Index Model (released October 2024, with trended data available dating back to 2020)

Reports are based on highly robust sample sizes of 5000 adult Canadians with the February 2025 Report based on a sample size of 6217 households. Access free reports here, follow us on LinkedIn or contact us for learn more about becoming an Institute Subscriber, Funder, Client or Partner.

2025 Reports

Financial Well-Being Model and Score

February 2025 Index Release Report

Financial Well-Being Model and Score

Protection as a Pathway to Financial Resilience Full Report

Financial Well-Being Model and Score

Protection as a Pathway to Financial Resilience Report Summary

Financial Well-Being Model and Score

Protection as a Pathway to Financial Resilience Report French Summary

2024 Reports

Financial Well-Being Model and Score

October 2024 Index Release Report

Financial Well-Being Model and Score

Economic Inclusion and Mobility Intelligence Memo

Top-Line Results from February 2023 Index

June 2024 Index Report

Top-Line Results from February 2023 Index

February 2024 Index Release Report

Top-Line Results from February 2023 Index

Money Types, Financial Resilience
& Financial Well-Being Report

Top-Line Results from February 2023 Index

Financial Vulnerability Challenges for Low-Income Canadians

2023 Reports

Top-Line Results from February 2023 Index

October 2023 Index Release Report

Top-Line Results from February 2023 Index

June 2023 Index Release Report

Top-Line Results from February 2023 Index

Top-Line Results from February 2023 Index

Climate Change and Household Financial Vulnerability Intelligence Memo

Top-Line Results from February 2023 Index

Financial resilience and financial wellness gender gap report

Financial Resilience Index highlights Provincial Differences: Quebec a Leader

The Financial Vulnerability and Challenges of Key Populations

Financial Inclusion and Access to Financial Help Challenges for more Financially Vulnerable or Underserved Populations

Financial Planning: A Pathway to Improved Financial Resilience Full Report

Financial Planning: A Pathway to Improved Financial Resilience Whitepaper

Financial Planning: A Pathway to Improved Financial Resilience Whitepaper in French

2022 Reports

June 2022 Index Report

The financial vulnerability of Low-Income Canadians Report 

Financial Resilience of Mortgage Holders Report

2021 Reports

Financial resilience and financial well-being of Canadians during the COVID-19 Pandemic (Joint report with Statistics Canada)

Financial resilience and financial well-being of Canadians during the COVID-19 Pandemic (Joint report with Statistics Canada, French)

Financial Vulnerability of Low-Income Canadians Report for the Financial Empowerment Sector (Summary Report)

Financial Vulnerability of Low-Income Canadians Report (Detailed Report)

E-Brief on the financial well-being and well-being of Canadians: with Financially Vulnerable Households the most Challenged

Financial Resilience Index: A New Tool to Refine Income Support

Seymour Financial Resilience Index TM February 2021 Report

2020 Reports

Seymour Financial Resilience Index ® October Detailed Report

Seymour Financial Resilience Index ® Launch and Applications Report

Seymour Financial Resilience Index ®  October Summary Report

The Challenged Financial Health, Stress and Resilience of Canadians pre-Covid 19

Seymour Financial Resilience Index ® Report on the financial resilience gap and growing inequities

Seymour Financial Resilience Index ® June Report

2019 Reports

2019 and Three-Year Trends Report on the Financial Stress, Financial Health and Financial Resilience of Canadians

2019 Renters Versus Homeowners Report

2018 Reports

2018 Financial Well-Being Study Report – Financial Wellness remains challenged for Canadians

Money Shame and Money Types Whitepaper

Supporting the financial health and wellness of Underserved Canadians

2017 Reports

Framing Financial Health & Wellness: as a Paradigm Shift

2017 Financial Well-Being Studies Report

The Role Financial Institutions can play in supporting their customers’ Financial Wellness’