About the Institute’s Financial Resilience Index Model

Index Distribution from February 2020 to February 2024





The Seymour Financial Resilience Index® measures and tracks households’ financial resilience in Canada. Household financial resilience is defined as a household’s ability to get through financial hardship, stressors and shocks as a result of unplanned life events.

Consumers’ financial resilience is measured at the national, provincial, segment and individual household levels across nine behavioral, sentiment and resilience indicators.

The Index has been peer-reviewed by Statistics Canada, C.D. Howe Institute, UN-PRB, Haver Analytics, and Financial Institutions and organizations using the Index. It is being used for research, impact measurement and has multiple applications. It can also be applied to other countries. The Index builds on over seven years of longitudinal national Financial Well-Being studies data and measures household financial resilience policymakers, bank customers and any organization using the Index and accessing the Institute’s independent longitudinal benchmark data.

Find out more here about the Index development methodology and indicators and scoring model or contact us for more information.