Intelligence that fuels
change and improves
financial resilience for all.
How we help
Organizations Like Yours
As a leading independent authority on household financial resilience and financial health, we partner with financial institutions, policymakers, central banks, regulators, innovators, employers and non-profits worldwide. We enable partners to understand, benchmark and implement evidence-based solutions that improve financial resilience and well-being for customers, citizens, employees, small businesses and communities, while helping to build more resilient and inclusive economies.
About the Institute
Learn about our mission, our team, and our impact on financial well-being.
Become a Client
Access our research and insights on financial resilience and well-being
Become a Strategic Partner
Drive systemic change and scale solutions for a more resilient future
Why partner with us
Gain access to exclusive reports and insights on financial resilience and well-being in Canada
Research, Index Analytics and Measurement
Custom Projects and Solutions
Collaborative Innovation
The Challenge That Financial Vulnerability Brings
Financial vulnerability and financial stress or a mainstream issue in Canada and countries around the world, affecting people of all household income levels. By helping to improve household financial resilience, we’re working to help foster more resilient, inclusive economies, while advancing sustainability and create positive social, financial and business outcomes.
Are You Looking To Have An Impact?
As of February 2026:
Canada Mean Financial Health and Resilience Score
%
of population has some level of financial vulnerability
%
of households want to better understand their financial resilience and how too improve it
%
of households have a negative or zero household saving rate
Spotlight Index Reports
Financial Health and Resilience Index
Complemented by the Financial Well-Being Studies Instrument
Measuring a household’s ability to get through financial hardship, stressors and shocks as a result of unplanned life events at the national, regional or provincial, segment and individual household level across nine behavioural, resilience and sentiment indicators. The Index has a pre-pandemic baseline of February 2020 and applications globally. The Canada Mean Financial Health and Resilience Score is 53.34 as of February 2026.
Free Financial Resilience Score Tool
For all Canadians and global citizens, linked to free articles and resources
Financial Well-Being Index Model and Toolkit
A free, publicly-available instrument for global impact
Join The Organizations
United Towards Financial Well-being for all
Recognize any of these organizations.
All of them have worked with us, click on each logo to learn more.
Our Impact: Recognition from strategic partners
"The Financial Resilience Institute team has invested the time and energy to get to know our team and organization and meaningfully engage with our senior leaders. This has helped orient us in our purpose-led journey and get critical buy-in around the opportunities the Financial Health and Resilience Index® brings in helping us achieve our purpose of financial security for Canadians and our communities. Eloise and her team have provided impactful strategic consulting, data, and analytics for Co-operators, and we are now a funder of the Financial Resilience Institute to help further amplify the Institute’s impact in communities across the country."
Chad Park
VP Sustainability and Citizenship, Co-operators
"With the support of Financial Resilience Institute, leveraging their data and insights on Canadians living with low incomes and the need for strengthened and sustained support from the Federal Government, Prosper Canada was able to secure $60 million in funding for community-delivered financial help services for these populations, to be delivered through the Resilient Futures program. The Institute’s research, expertise, impact measurement and collaboration is integral to the financial empowerment ecosystem."
Liz Mulholland
CEO, Prosper Canada
Standard Chartered Bank is a valued client and partner of the Institute, working to help drive positive impact with SMEs and individuals internationally.
Data and research analytics is a team sport. Financial Resilience Institute (previously Seymour Consulting) and Statistics Canada have collaborated to publish a joint report on the financial resilience and financial well-being of Canadians during the COVID-19 pandemic, with the leading government statistical office having peer-reviewed the Seymour Financial Resilience Index TM.
Coast Capital is a valued funder and client of the Institute, working to drive positive impact in Canada.