The Canada Mean Financial Resilience Score is 52.39 in June 2025 based on Financial Resilience Institute’s fourteenth Index release of its peer-reviewed Financial Resilience Index Model. This tracks household’s ability to bounce back from financial hardship, stressors and shocks as a result of unplanned life events across nine indicators. The Institute’s latest report highlights continued financial vulnerability, with this an issue for households and the economy.

The Institute’s latest report shows that Canadians living with low incomes and facing systemic barriers continue to be highly financially vulnerable, also given the high cost of living. Persistent financial inclusion and financial help gaps in terms of accessing affordable, relevant financial help remain. Nearly 1 in 5 Canadian households are living with low incomes, and many face systemic barriers and access to financial help challenges.

Financial Resilience Institute publishes its thirteenth Index Release Report. As of February 2025, the Canada Mean Financial Resilience Score is 52.87, with 72% of Canadians experiencing financial vulnerability and the full press release here.

February 6, 2025 – A new report from Financial Resilience Institute reveals that nearly half (47%) of Canadian households feel they lack sufficient insurance coverage to protect against unexpected events, despite a clear correlation between reported adequate insurance and improved household financial resilience, across every income demographic. The study also reveals an increase in Canadians unable to access help understanding the financial implications of extreme weather, rising from 3% in February 2023 to 7.6% in June 2024.

The Institute’s October 2024 Seymour Financial Resilience Index ® reveals a Canada Mean Financial Resilience Score of 52.23, 1.45 Index points higher than in October 2023, with three quarters (75%) of the population financially vulnerable on some level.

Financial Resilience Institute levers its Financial Resilience Index model as a community asset for good and publishes its latest Intelligence Memo to highlight how Canadian households impacted by economic inclusion barriers and income volatility are more financially vulnerable: and need more targeted support by Policymakers and others.

The free tool empowers Canadians to assess their financial resilience and how they compare to peers, and access independent resources to build a more secure future. People from around the world can also check their score anytime, anywhere.

Index reveals critical financial vulnerability among low-income Canadians, calls for targeted support.

Financial Resilience Institute, the leading authority on financial resilience and well-being in Canada, announces results from its ninth Seymour Financial Resilience Index ® release.

Financial Resilience Institute, the leading authority on financial resilience and well-being in Canada, announces results from its eighth Seymour Financial Resilience Index ® release.